1. Select Your Tier Choose a credit education tier based on your credit file and number of negative accounts. Not sure which tier fits you? → Access All 3 of Your Credit Reports Here 

 

2. Get Onboarded Once enrolled, you’ll receive access to your secure client portal, where you can view your progress, documents, and updates in real time.

 

3. Credit File Audit We conduct a full audit of your credit report and design a custom action plan tailored to your file. You’ll receive a detailed summary outlining our next steps.

 

4. Disputes Begin We handle all disputes using factual investigations and consumer protection laws such as the FCRA, FDCPA, and Metro 2 compliance standards to ensure accuracy and accountability from the credit bureaus and data furnishers.

 

5. Ongoing Reviews Every 35–45 days (sometimes sooner), we review your results, track updates, and provide detailed reports on progress and removals — directly through your portal

​

Note: Consultations are not required as we manage everything on your behalf. However, you’ll have access to a free 15-minute link to schedule a call anytime during your journey for questions or clarity.

​

What We Can Remove? Our team can help remove or correct inaccurate, unverifiable, or outdated information such as: Collections, late payments, charge-offs, repossessions, public records, evictions, bankruptcies, foreclosures, child support, medical bills, inquiries, and judgments.